Want to know your loan rate ?

Personal loan

If you have a current account with us or a IGAcard, you can check to see if you have a provisional loan limit before you apply – without affecting your credit rating.
Subject to application, financial circumstances and borrowing history.

Personal price quote – with no credit footprint
Apply in Online Banking or the IGA BANK app – most people apply in less than 10 minutes
over 2-5 years. (Your rate may differ)
Quick access to your funds
Apply Now

Benefits

See your rate

We’re different to most other lenders – in many cases we’ll give you a personalised price quote up front. You’ll see the rate you’ll actually get, and the quote won’t affect your credit score.

Money straightaway

You could get your money straightaway, as long as you

  • Apply online or in the app and your application is approved
  • Sign your agreement online or in your app between 7am and 10.30pm

Fixed monthly repayments

Your repayments will be fixed, and you can choose your payment date, to help you budget.

How to apply

Find out the best way for you to apply for a loan.
If you have a current account with us, we could tell you your personal loan rate up front – and it won’t impact your credit score. Just make sure you read everything on this page before you apply.

You may be eligible

You can see if you’ve been pre-selected to apply for a loan – this means you can see how much you may be able to borrow, and your personal rate, in a few minutes*. All you need is

A current account with us
Online Banking or the IGA BANK app

* You need to be registered for Online Banking or the IGA BANK app. Not everyone is pre-selected – if you aren’t, you won’t be able to apply online or in the app. Please get in touch to discuss your options.

Lending and guidance

We have lots of additional information, loan options and tools to help you.

Subject to application, financial circumstances and borrowing history.


Car loans

Secure a better deal with a loan
Get the wheels in motion with a car loan from Gotarget24 and your next purchase could be just around the corner.
Subject to application, financial circumstances and borrowing history.


Consolidate your debt

Feel optimistic about your financial future
Take control of your borrowing by getting all your debts in one place with a Gotarget24loan.
Subject to application, financial circumstances and borrowing history.


Home improvement loan

Spruce up your property
Whether you’d like a new kitchen or want to give your lounge a new lease of life, you could get more from your home.
Subject to application, financial circumstances and borrowing history.


Top up an existing loan

Need a little extra?
If you have a Gotarget24loan but want more money, you could top it up or get another loan.
Subject to application, financial circumstances and borrowing history

What Clients Say

Clients Testimonials

I am very satisfied with this bank, my request was processed quickly with really flexible conditions.

Peter Ryler

I would never thank my friend enough for advising me on this bank, since being a client of IGA BANK I have more worries about the management of my money.

Diana Myla

My loan application was processed quickly, and I was able to easily transfer the money to my checking account.

Kyle Ripley